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Joe takes a taxi. The cost of the ride is £15 and Joe hands the driver a (genuine) Bank of England £50 note. The driver refuses to accept the note because he doesn't trust 50s. Joe refuses to pay with anything else and says the driver can take the note or not, but he is now going to leave. Joe refuses to give the driver any contact details and starts to walk away. Has Joe made off without payment? My understanding is that if Joe has tried to pay the £15 in legal tender and the driver has refused to accept it then there is no offence. Even if he left his details, as I understand it the driver couldn't successfully sue to recover the debt under those circumstances. So my real question is can a higher value note be legal tender for a lower value debt? Here Joe has offered the cabbie the full amount so he is not requesting any change - does that make any difference? I know that there are limits on the use of lower value coins as legal tender and so had Joe tried to pay the £15 in 1p coins the cabbie is under no obligation to accept that as payment (Coinage Act?) The Royal Mint's guidance suggests that the exact amount must be offered to be legal tender ("In order to comply with the very strict rules governing an actual legal tender it is necessary, for example, actually to offer the exact amount due because no change can be demanded") but I haven't found any legal basis for this. I'm interested in the legal position here, rather than practical ways of resolving the driver's predicament - hence the post to It's the Law not Scenario City.

Britain's top police officer sparked fury on Thursday by suggesting bank fraud victims should not get their money back if their online passwords are not strong enough. Full Story - Mirror

I'm possibly looking for a transfer out of the capital however I'm wondering if I can afford it. I was wondering if anyone could help me out with what a typical wage packet (net) of a response officer, including unsocial hours, is each month. I am on payscale 5 at the moment (I think, have around 5 years service) I'm looking at transferring out to a county force that wouldn't pay any allowances

I am doing some research about the payment of Specials for a presentation I am giving in the near future. More info about that when the time is right But for now I need to get an understanding of what schemes are being proposed or trialled. I have ploughed through existing payment threads, from which I have found out the following: Police forces definitely running trial schemes Cumbria West Midlands Humberside Grampian Tayside Of these, most seem to be looking at a 180 hour-per-year commitment for which they pay an annual "bounty" of £1,000. Police forces which might be running schemes Surrey TVP South Wales Police And of these, the only info I have is that SWP might be running a scheme paying an annual bounty linked to length of service and capped at £2,500 per officer. Other information Looks like the PSNI (Police Service of Northern Ireland) are paying their reservists (NI equivalent of Special Constables) at the rate of about £9 per duty hour plus £41 per month. So... can you help me? I don't want this to be another discussion thread, I am just trying to gather correct information here. So if you have anything about the payment trials which you know to be correct then please answer in this thread so I can update my information. If you do want to discuss pros and cons of payment (who doesn't!) then this thread is an excellent place to go.

Okay so Last year I was in a minor traffic collision, not my fault. I claimed against the other person's insurance and I got my car fixed and very happy. Im still getting phone calls offering me compensation of £4000. Question is, has anyone actually gone through and taken the money? Any risks with it? (Like information, your future insurance, credit records) Anyone know how to get them to stop phoning you?

Pregnant woman, 22, was beaten with baseball bats while giving birth Gang of five men broke into her home in Essex and demanded money They attacked pregnant woman and slashed her in the face with a knife She suffered a haemorrhage and was rushed to Basildon Hospital Young mother gave birth to a healthy baby on Tuesday despite injuries Police are now hunting five men, aged in the twenties, involved in attack A pregnant woman was beaten with baseball bats and slashed in the face with a knife after a masked gang burst into her home while she was giving birth. The 22-year-old was about to leave for hospital when five masked men smashed their way into her house in Basildon, Essex, using crowbars. She suffered a haemorrhage and started bleeding heavily after the gang attacked her with crowbars and a knife while her two-year-old child was asleep in bed. A pregnant woman was beaten with baseball bats and slashed in the face with a knife after a masked gang burst into her home in Beambridge (pictured), Essex Her 32-year-old partner, who was upstairs collecting the hospital bag, came running to protect her and said the young mother is now too traumatised to go back into the house. The mother-of-two, who has not been identified, was rushed to Basildon Hospital and gave birth to a healthy baby on Tuesday despite her injuries. Her partner said: 'Her contractions were about six minutes apart, so I went upstairs to get her hospital bag and to phone the babysitter to come and look after our two-year-old. 'The next thing I heard a loud smash - like a fish tank shattering. 'My partner started screaming my name and I just heard these men shouting something like 'where's the money?', 'give us the money'.' The 22-year-old, who has not been identified, was rushed to Basildon Hospital (pictured) and gave birth to a healthy baby on Tuesday The young mother (not pictured) is now too traumatised to return to her home after the horrifying ordeal 'I came down running down the stairs and they were attacking her. I just threw my arms round her to protect her. 'They carried on beating us. I was just shouting back at them, 'you are wrong man, she is in labour. 'Me and my girlfriend just started screaming and shouting for help.' The men grabbed the couple's iPad, a Sony Experia mobile phone and £60 in cash and then ran off. Police are now hunting the five men, all ages in their twenties with local accents, who broke into the home in Beambridge, Pitsea, on Monday night. Three of the men wore balaclavas and dark clothes, a fourth gang member was white and the fifth was mixed race. The woman's partner said: 'I can't even describe to you how angry I am. My partner is too traumatised to even go back to our home. She is going to need counselling to help her get through this. To do this to a woman who is in labour - it's sick.' Detective Inspector Joel Henderson, from Basildon CID, said: 'This was a shocking attack on a young woman who was in labour. It is vital we get those people responsible off the streets of Basildon.' Read more: http://www.dailymail.co.uk/news/article-2980678/Pregnant-woman-22-attacked-baseball-bat-knife-masked-gang-burst-home-GIVING-BIRTH.html#ixzz3TVbMQMc4

The following payment model is based on schemes already running in UK forces: Based on the above and on the understanding that particpation would still be a matter of personal choice, would you agree to such a scheme being made available to all Special Constables in your force area? Please note that this thread is Poll Only! You can discuss the proposal here Vote now .......